Suvarna Abhushan Yojana

This plan entitles you to take the benefits of the volatility of the Gold Rates along with “Zero Making Charges”.

Terms and Conditions

• You have to make a one-time investment of minimum Rs. 10,000/‐ or more. No further installments are allowed.
• Duration of the plan is 12 months.
• You have the option to book the gold rate for the amount invested at any time during the tenure of the plan. For booking the gold rate you have to bring the original receipt to the store during the working hours.
• Gold rate can be booked only once on the entire amount invested. Part booking is not allowed. Gold rate once booked cannot be changed under any circumstances. Incase if the gold rate is not booked then the rate on the day of purchase will be considered.
• This plan is applicable only on Gold jewellery having making charges equal to or less than Rs.280/‐ per gram.
• You are eligible to buy 916 Gold Jewellery or 24 Ct Gold Coins, Biscuits or Vedhani equivalent to the amount invested as per the rate booked at “Zero Making Charges” upon maturity. Diamonds, Gemstones, Silver & 18 Ct jewellery cannot be purchased under this plan.
• For buying jewellery having making charges more than Rs.280/‐ per gram, amount upto Rs.280/‐ per gram will be deducted and you will have to pay the difference of making charges. However, for buying jewellery having making charges less than Rs.280/‐ per gram, no refund of difference of making charges will be given.
• Total amount of goods purchased will be inclusive of making charges, VAT tax or any other tax applicable.
• If you wish to buy the gold before maturity then “Zero Making Charges” will not be applicable and you will have to pay the actual making charges. However the rate booked will be applicable.
• Amount invested will not be refunded under any circumstances.
• Pan card and address proof needs to be submitted.
• Satyam Jewellers reserves the right to change/ alter/ cancel/ add any or all of the terms & conditions without prior notice. Satyam Jewellers decision will be final and binding.

In accordance, with the above objective, Satyam Jewellers Presents,

PLAN STRUCTURE
Duration = 12 months
(Example ‐ Rs. 2000/‐ per month)

(Making Charges up to Rs. 280/- per gram is free)

• This plan is applicable only on Gold jewellery having making charges equal to or less than Rs.280/‐ per gram.
• You are eligible to buy 916 Gold Jewellery or 24 Ct Gold Coins, Biscuits or Vedhani equivalent to the amount invested at “Zero Making Charges” upon maturity. Diamonds, Gemstones, Silver & 18 Ct jewellery cannot be purchased under this plan.
• For buying jewellery having making charges more than Rs.280/‐ per gram, amount upto Rs.280/‐ per gram will be deducted and you will have to pay the difference of making charges. However, for buying jewellery having making charges less than Rs.280/‐ per gram, no refund of difference of making charges will be given.
• Gold rate on the day of purchase will be applicable. Total amount of goods purchased will be inclusive of making charges, VAT tax or any other tax applicable.
• If you wish to buy the gold before maturity then “Zero Making Charges” will not be applicable & you will have to pay the actual making charges.
• Payments can be done through cash, cheque or online transfer. Cheques have to be drawn in favor of “SATYAM JEWELLERS”. Cheque bouncing charges Rs.250/‐ will have to be paid or deducted from your account for every cheque dishonored.
• Amount invested will not be refunded under any circumstances.
• All the bills/ receipts have to be submitted upon maturity.
• Pan card and address proof needs to be submitted.
• Satyam Jewellers reserves the right to change/ alter/ cancel/ add any or all of the terms & conditions without prior notice. Satyam Jewellers decision will be final and binding.